Finer & Giruzzi-Mosca Real Estate Attorneys

Local Knowledge working for You

315.724.7800

Over 40 Years Handling Real Property Transactions in Greater Utica. Lets talk about your real estate transactions or property issues today.

You may be buying property as a residence or an investment. Or it may be for your business: an office, manufacturing, or warehousing. We’ll help you with real estate contracts, surveys, title insurance, taxation, and real estate finance for both residential and commercial real estate transactions.

Property Disputes

You must know your rights and if you think someone is infringing on your property rights, call us.

real estate Leases

Let our expertise in commercial and residental leases guide you in your next real estate dealing.

Loan documents

put your best foot forward when presenting your loan documents with our local area knowledge.

"Don’t let others encroach on your ownership of property. You must know your rights and if you think someone is infringing on your property rights, call us."


Property Disputes

If you have issues of trespass, zoning, encroachments, adverse possession, or easements or if you need a variance for construction on your property, we can help. Property issues can be costly if you fail to prove your case or are forced to make expensive changes to buildings or boundaries.

LOANs

RESIDENTIAL & COMMERCIAL

You may be buying property as a residence or an investment. Or it may be for your business: an office, manufacturing, or warehousing. We’ll help you with real estate contracts, surveys, title insurance, taxation, and real estate finance for both residential and commercial real estate transactions.

RESIDENTIAL


Residential loans are based on providing the lender with personal financial information. We help clients, especially those with more complicated financial situations, navigate the loan process. That includes gathering the necessary financial information and then guiding them to the best lenders for their financial situation.

Commercial


Commercial loans are more complicated. That’s because they are based on the financials of your unique business. We review your revenue, costs, and profit to be sure you present the strongest business plan to lenders. We know the decision making process of our local banks in the Utica area, so you will put your best foot forward when presenting your loan documents.

Tenants, Landlords
and Residential leases

Tenants and Landloards come to us to be sure their rights are protected while creating and/or before signing a lease.

We can help tenants and landlords  protect their rights,  advising them of local statutes and regulations they must comply with.

Tenants

We help Tenants either force landlords to comply with local regulations or legally relieve them of their obligations under their lease. And Landlords seek our advice to construct leases that protect them from frivolous lawsuits and non-paying tenants.

Landlords

We make sure their leases protect all of their rights as owners while at the same time, advising them of local statutes and regulations they must comply with. This avoids lawsuits and helps them decide on the kind of tenant they would like to lease to.

  • Residential Leases

    A residential lease is a contract between a person or persons, the tenants, and a landlord to use the property to live in.

    This is usually an apartment, but could be a home, townhouse, or condominium. Tenants come to us to be sure their rights are protected before they sign a lease. Or we help them either force landlords to comply with local regulations or legally relieve them of their obligations under their lease.

    Commercial Lease
  • Commercial Leases

    With a commercial lease in New York State, there is less protection for tenants than there is in a residential lease.

    Therefore, tenants come to us for advice as to the negotiation of the commercial lease and the elements of the lease unique to their business situation.  Landlord needs to cautious of the business types it rents to.It's much harder to break a lease with a corporation or limited liability company than an individual.

    Residential Lease
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Tough Representation

We provide tough representation for residential and commercial clients in boundary disputes and easement problems. We bring thorough research and intimate local knowledge to help you win your case against those who would encroach on your property.

Every property has a history, which means when you purchase a property you may run into problems with the title that occurred years ago. These title defects could be errors in public records, unknown liens, or forgeries.

We help clients either clear up these issues after closing or avoid them by reviewing the title search ahead of time.

Oneida, Herkimer, and Madison Counties were settled in the late 1700s, so often property lines have been drawn and redrawn many times over the years.

Neighbors build fences and stone walls that are not actually on their property. Or you may dispute the location of proposed new construction that may cross onto your property.

Find yourself in a difficult situation or fresh new venture, you deserve the best.

We'll help you solve your legal issues with prepardeness and  an aggressive approach.  Having served in the Utica area for over 40 years, we know the local landscape.

315.724.7800

contact us

Advocates for You in Family Law, Probate, Real Estate, DWI, Construction Law, Criminal Defense, and Stock Fraud

2615 Genesee St.
City of Utica
NY 13501, United States.

Our Lawyers and Paralegals are experts in handling cases in Oneida, Herkimer, Madison, Onondaga and Lewis Counties. We are Utica's Top Lawyers and Attorneys.

We’ll provide you the inside legal track to get you answers to problems and immediate control over your situation. The goal is a swift, decisive, and favorable outcome. Schedule a Consult Now.